Medicare Insurance

Navigate the confusing world of health insurance with help from an independent agent. Serving Olean, NY and all of New York State.

Are you eligible for Medicare or soon will be? If yes navigating the Medicare system can be overwhelming. This is why our agency specialize in helping clients find a plan. We represent several major companies offering a variety of Medicare insurance plans and benefits. With so many choices how do we determine the right one? It starts with you. Who are your doctors, what facilities do you use, what is a typical year, what are your medications and is wintering out of state important? With this information we can narrow the search to a company and plan that meets your needs. Our independent insurance agency is proud to provide coverage to clients throughout Olean, NY & the surrounding areas.

Contact Mike or Mark Hendrix at 716-372-3192 to schedule your meeting, or complete the contact me link on this Page.

Basics of Medicare

Medicare has four Parts:

Medicare Part A (Hospital lnsurance) is the original Medicare coverage which helps pay for inpatient hospital care, and helps cover skilled nursing facility, hospice, and home health care.

Medicare Part B (Medical Insurance) is for people who qualify for Medicare. It helps cover doctors’ services, outpatient care, and home health care, and helps cover some preventative services to maintain your health and to keep certain illnesses from getting worse.

Medicare Part C or Medicare Advantage Plans (like HMOs and PPOs), offer health coverage options run by private insurance companies approved by and under contract with Medicare. It includes Part A, Part B, and usually other coverage like prescription drugs.

Medicare Part D is the newest addition to Medicare. It is a prescription drug option run by private insurance companies approved by and under contract with Medicare, which helps cover the cost of prescription drugs and may help lower your prescription drug costs and help protect against higher costs in the future. you must be enrolled in Medicare before you can apply for Part D coverage.

GROUP PRESENTATIONS!

We are available to speak at group events about Medicare & Medicare Advantage Plans and the latest changes.