Navigate the confusing world of health insurance with help from an independent agent. Serving Olean and all of New York.
Are you eligible for Medicare or soon will be? lf yes navigating the Medicare system can be overwhelming. This is why our agency specialize in helping clients find a plan. We represent several major companies offering a variety of plans and benefits. With so rnany choices how do we determine the right one? lt starts with you. Who are your doctors, what facilities do you use, what is a typical year, what ir” yot|r mediiations and is wintering out of state important? With this information we can narrow the search to a company and plan that meets your needs.
Call Mike or Mark Hendrix at 716-372-3192 to schedule your meeting, or complete the contact me link on this Page.
Basics of Medicare
Medicare has four Parts:
Medicare Part A (Hospital lnsurance) is the original Medicare coverage which helps pay for inpaiient hospital care, and helps cover skilled nursing facility, hospice, and home health care.
Medicare Part B (Medical Insurance) is for people who qualify for Medicare. lt helps cover doctois’ services, outpatient care, and home health care, and helps cover some preventative services to maintain your health and to keep certain illnesses from getting worse.
Medicare Part C or Medicare Advantage Plans (like HMOs and PPOs), offer health coverage options run by private insurance companies approved by and under contract with Medicare. lt includes Part A, Part B, and usually other coverage like prescription drugs.
Medicare Part D is the newest addition to Medicare. lt is a prescription drug option run by private insurance companies approved by and under contract with Medicare, which helps cover the cost of prescription drugs and may help lower your prescription drug costs and help protect against higher costs in the future. you must be enrolled in Medi”are before you can apply for Part D coverage.
We are available to speak at group events about Medicare & Medicare Advantage Plans and the latest changes.
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